There are 318,308 active wallets for the past 90 days (with any transaction-queried through terra.msgs table and queried by msg_value:sender). Let's see $LUNA distribution among these address.

First let's take a look at the circulating supply of $LUNA. currently, there are around 402M of $LUNA in circulation.

And among these 318k addresses, they held over 51% of the circulating supply while the non-active wallets owns the rest 49%.

316k out of 318k active addresses owns more than 0 $LUNA, which is 99.5% and these active wallets who made at least 1 transaction past 90 days is only 9.25% of total addresses on Terra.

$LUNA Distribution among Active Wallets

Now let's see how much does these active wallets owns $LUNA.

It seems that most of the active wallets owns 10 $LUNA or less and the numbers decreases as we go to category with higher $LUNA.